The amount of annual fees and interest rates that credit card have with another one is different. The cards which are a market leader generally set annual fee and higher interest rates, but it is also offset by the completeness of its facilities. In the promotional period, some best credit card issuers offer free annual fee or a lower interest rate for a certain period of time. Usually the promotion period ends and the annual fee will be charged interest following the market conditions. Therefore, you should try to get the best credit offers that fit with the money to be spent. Thus, choose a credit card annual fee and interest rates in accordance with the facilities that you’ll get.
Ease of service. Choose a bank that can provide complete services including information services, complaints, problem resolution and ease of payment for 24 hours, Information and complaints such as information on the number of bills, card blocking and payment details. Services such as problem solving at any time if you request a credit limit increase, can be done by telephone. If you want to have balance transfer credit cards, choose top balance transfer credit card online that offer you reward and no annual fee. Convenience in bill payment is also very important, choose a credit card that gives the facility payment points, or place of payment, or payment that is easy and can be accessed quickly, anytime and anywhere for example, through ATMs, internet, or via phone.
Security facilities from the risk of credit card crime and other financial risks. Choose the credit card that has a facility photograph and digital signature (the signature is printed on the card). The existence of these two facilities would at least minimize the crime on your credit card. Choose the credit card is also equipped with various facilities, travel insurance, travel inconvenience insurance, purchase of goods and credit insurance shield, the goal is that you can make the anticipation of a variety of financial risks that arise during the use of credit cards.